Every home insurance policy is different, and Congressional Insurance Associates strives to ensure that your home is insured properly. There are many different types of coverage that simply aren’t included in a basic insurance policy, so it’s important for us to make sure that you are protected the right way.
Types of homeowners coverage
Homeowners
It’s not just a house; it’s your home. And we make sure it’s protected. With your homeowner’s insurance policy from Congressional Insurance Associates, you can rest assured your home and its contents are fully protected. Choose your own options or let us help you, and sleep soundly knowing we’ve got you covered.
Renters
One of the common mistakes that renters make is a failure to purchase a renter’s insurance policy unless it is required by a leasing office. Don’t be one of the many renters who forget the crucial need to insure their belongings against theft, fire and other forms of damage. It’s a remarkably inexpensive form of insurance, but the peace of mind is priceless.
Condo
Condominium insurance can be quite confusing. Congressional Insurance Associates helps you protect your condo and your belongings the right way.
Investment Properties / Secondary Home
Whether it’s your vacation home or a home you use as an investment property, it’s critical that you insure these homes so that not only the home is protected, but you are protected financially as well.
Personal Articles
Engagement rings, works of fine art, high-value pieces of jewelry, golf clubs, coins, firearms, furs, stamps, bicycles, musical instruments, cameras, silverware, smartphones and tablets. They can all be insured separately in case your personal articles are ever lost, stolen or disappear.
Two quick tips for insuring your home
- If you have anything of exceptional value, such as a family heirloom or a work of art, purchase additional coverage for those items.
- If you can fix anything for less than $1,000, don’t file a claim with your insurer.
